About your mortgage

Are you applying for a single or joint mortgage?

Based on your yearly income, you may be able to borrow:

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Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.

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Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.

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Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.